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We can audit:

All credit cards, secured loans, unsecured loans, car loans/finance, home improvement loans/finance up to £25000 - Taken out before April 6th 2007 with a current balance of £3000 or more.

THE PROCESS – STEP 1

Make your enquiry to us through our site or by calling us, we will ascertain if your agreement fulfils the minimum criteria required to be able to possibly challenge the validity of the agreement and have your debt written off.

THE PROCESS – STEP 2

For each claim we consider may be able to be challenged we will require the completion of some simple paperwork and an a fee of £99.

THE PROCESS – STEP 3

Once we have received the appropriate signed paperwork and fee, we will request any documents required from the lender. On receipt of any documents requested from the lender an audit will be arranged to assist our solicitors in ascertaining whether they believe the agreement is unenforcable and could be written off

THE PROCESS – STEP 4

For cases deemed unenforceable, our solicitors can carry out the necessary legal work on your behalf, with the aim of having your agreement declared unenforceable and having the whole debt written off!

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We can challenge

UNSECURED LOANS

SECURED LOANS

CAR LOANS/FINANCE

HOME IMPROVEMENT

LOANS/FINANCE

CREDIT CARDS/STORE CARDS

100%+ MORTGAGES (UNSECURED ELEMENT)

All agreements must have been taken out before April 2007 and have a current balance of at least £3000

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Are you struggling to keep up the payments due to your unsecured debts?
Credit Reclaim UK has partnered with a leading debt solutions company who can help you get in control of your finances.
For more information click here or to apply for a debt solution use the link below

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Welcome to Credit Reclaim UK

 

On April 6th 2007, amendments to the 1974 Consumer Credit Act came into force making it easier to challenge credit/loan agreements that have failed to comply with the Act.

The result of this is that credit agreements issued before this date may be unenforceable, meaning that it could be possible for your debt to be written off. Of course, it is important to be aware that not all agrements have failed to comply with the act!

 

DO YOU HAVE ANY CREDIT AGREEMENTS TAKEN OUT BEFORE APRIL 6th 2007?

IS THERE A CURRENT BALANCE OF AT LEAST £3000?

WOULD YOU BENEFIT FROM THE POTENTIAL OF ELIMINATING YOUR DEBT LAWFULLY AND WITHOUT PENALTY?

IF YOU CAN ANSWER YES TO THESE QUESTIONS CREDIT RECLAIM UK MAY BE ABLE TO HELP IN CLEARING YOUR DEBT!

Agreements that can be challenged include:

  • UNSECURED LOANS
  • SECURED LOANS
  • CAR LOANS/FINANCE
  • HOME IMPROVEMENT LOANS/FINANCE
  • CREDIT CARDS
  • STORE CARDS
  • 100%+ MORTGAGES (UNSECURED ELEMENT)

 

At Credit Reclaim UK we specialise in financial claims management and with our panel of solicitors we can check that your agreement complies with the prescribed terms as defined in the 1974 Consumer Credit Act.

If it does not and it is beleived there is a good chance of a successful claim, then our panel of solicitors may take on your case and will aim to have your debt written off.

Unlike many other financial claims companies we do not charge any large upfront fees or charge you a percentage of any debts cleared.

Our solicitors can represent you via a Conditional Fee Agreement whereby if your claim is successful their fees are paid by the lender. Insurance can be put in place on your behalf, at no cost to you, that will cover any costs in the event you case is not successful.

We consider the fees charged by many of our competitors to be unreasonable and believe the result of this is that many people who may have a legitimate claim are unable to use these companies due to unaffordable up front fees and/or not having the necessary funds required to pay the percentage fee that may be due if their debt is written off.

Our aim is to offer our clients' a personal, first class honest service and to offer everyone an easy, affordable way of potentially challenging their agreements.

 

OUR FEE? ONLY £99 ADMINISTRATION FEE FOR EACH AGREEMENT TO BE AUDITED!!!**

NO FURTHER FEES!!!**

NO PERCENTAGE TAKEN OF ANY DEBT CLEARED!!!

 

 

Contact us now on 0845 3 58 58 58 or

complete our claims enquiry form.

** FOR CREDIT CARDS WITH A CURRENT BALANCE OF BETWEEN £3000 AND £5000 AN ADDITIONAL ADMINISTATION CHARGE OF £50 WILL BECOME PAYABLE IF THE CASE IS TO BE TAKEN ON BY ONE OF OUR PANEL SOLICITORS. THIS DOES NOT APPLY TO CREDIT CARDS WITH A BALANCE OF £5000 OR MORE OR LOANS.

 

 

 

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