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We can challenge

UNSECURED LOANS

SECURED LOANS

CAR LOANS/FINANCE

HOME IMPROVEMENT

LOANS/FINANCE

CREDIT CARDS/STORE CARDS

100%+ MORTGAGES (UNSECURED ELEMENT)

All agreements must have been taken out before April 2007 and have a current balance of at least £3000

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Welcome to Credit Reclaim UK

 

On April 6th 2007, amendments to the Consumer Credit Act 1974 came into force making it easier to challenge credit/loan agreements that have failed to comply with the Act.

The result of this is that credit agreements issued before this date may be unenforceable. This could mean no further payments have to be made!

DO YOU HAVE ANY CREDIT AGREEMENTS TAKEN OUT BEFORE APRIL 6th 2007?

IS THERE A CURRENT BALANCE OF AT LEAST £3000?

IF YOU CAN ANSWER YES TO THESE QUESTIONS CREDIT RECLAIM UK MAY BE ABLE TO HELP!

Agreements that can be challenged include:

  • UNSECURED LOANS
  • SECURED LOANS
  • CAR LOANS/FINANCE
  • HOME IMPROVEMENT LOANS/FINANCE
  • CREDIT CARDS
  • STORE CARDS
  • 100%+ MORTGAGES (UNSECURED ELEMENT)

 

At Credit Reclaim UK we specialise in financial claims management and with a panel of solicitors we can check that your agreement complies with the prescribed terms as defined in the 1974 Consumer Credit Act.

If it does not and it is believed there is a good chance of a successful claim, then a solicitor can take on your case.

Unlike many other financial claims companies we do not charge any large upfront fees or charge you any "backend" percentage fee.

A solicitor can represent you via a Conditional Fee Agreement whereby if your claim is successful their fees are paid by the lender. Insurance can be put in place on your behalf, at no cost to you, that will cover any costs in the event you case is not successful.

We consider the fees charged by many of our competitors to be unreasonable and believe the result of this is that many people who may have a legitimate claim are unable to use these companies due to unaffordable up front fees and/or not having the necessary funds required to pay the percentage fee that may be due.

Our aim is to offer our clients' a first class honest service and to offer everyone an easy, affordable way of potentially challenging their agreements.

 

OUR FEES?

£99 ADMINISTRATION FEE FOR EACH AGREEMENT!!!

IF YOUR CASE IS NOT TAKEN ON BY A PANEL SOLICITOR THEN THE £99 IS REFUNDED IN FULL.

IF YOUR CLAIM CAN BE TAKEN ON BY A PANEL SOLICITOR THERE WILL BE A FURTHER FEE OF £99.

NO FURTHER FEES!!!

NO PERCENTAGE TAKEN OF ANY DEBT CLEARED!!!

We believe in total transparency and if after browsing our site you have any further questions we will be happy to hear from you!

Thank you for visiting our site and we look forward to hearing from you soon.

 

 

Contact us now on 0845 3 58 58 58 or

complete our claims enquiry form.

 

 

 

 

Help with Debt

Are you struggling to keep up the payments due to your unsecured debts?
Credit Reclaim UK has partnered with a leading debt solutions company who can help you get in control of your finances.
For more information click here or to apply for a debt solution use the link below

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